Payment reconciliation, every day
You take card, UPI and wallet payments all day — at a counter, on your website or through a payment link. gobazo matches each gateway's settlement to the bills you raised, clears exact matches on its own, and puts whatever is short or missing in front of the right person.
What payment reconciliation does
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The gateways you already use
Paytm, Razorpay, PhonePe, Pine Labs, PayU, Cashfree, BharatPe, Amazon Pay, Pluxee (Sodexo) and Zopping — and a CSV format for any other.
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Reports in by upload or email
Upload the Excel or CSV, or let settlement reports arrive in a linked Gmail or Outlook mailbox and be read automatically.
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Exact matches clear themselves
A matching transaction ID is matched on its own. Otherwise, amount and time at the same counter or store suggest a match for a person to approve.
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The awkward cases, handled
One payment for several bills, several payments for one bill, split swipes at the counter, refunds netted against sales, part payments and late money.
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Fees allowed for
Small gaps from the gateway's fee and GST count as settled, so only real shortfalls reach your team.
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A work queue, a digest and tasks
Approve, reject or link by hand, park items in a ledger, get a morning digest email, and raise a task for anything left unmatched.
Who it is for
Payment reconciliation is for any business that takes card, UPI or payment-gateway money — shops and chains, restaurants, clinics and service businesses — where the accounts team spends days matching settlement files to bills by hand.
Terminals, merchant IDs and UPI IDs are mapped to your counters, stores or branches once. Your bills come from your billing system, or through our connector installed on your own server; our team sets this up with you.
Questions people ask
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Can I try it myself?
Payment Reconciliation is set up with you on the Enterprise plan — talk to us.
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Which payment gateways do you support?
Paytm, Razorpay, PhonePe, Pine Labs, PayU, Cashfree, BharatPe, Amazon Pay, Pluxee (Sodexo) and Zopping, plus a CSV format for any other gateway.
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Is the matching done by AI?
No. Matching follows clear rules — transaction ID first, then amount and time at the same counter or store — so you can always see why two items were matched.
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Does it reconcile bank statements?
Not today. It matches payment gateway settlements to the bills you raised.
Works well with
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Integrations & data connectors
EnterpriseConnect SQL Server, PostgreSQL, MySQL or MongoDB and keep your data where it already lives.
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Tasks
TeamEvery job with an owner and a due date. Raise work from WhatsApp or email and let reminders do the chasing.
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Workflows
TeamDaily routines — opening checks, safety rounds, cash counts — as phone checklists, with what was missed flagged the same day.
Available on the Enterprise plan — talk to us to set it up
Payment Reconciliation is not part of sign-up. Our team sets it up with you, around your own billing data and gateways, and switches it on in your workspace.